No. You don't need the services of a lawyer. Just contact us either directly or through your agent/broker and your claim will be processed fairly and quickly.
Yes, a home insurance policy covers both the home and its contents. If you are a tenant, you can still cover the contents as long as they belong to you.
An insurance agent represents only one insurance company and can only provide or offer insured with products that the Insurance company sells whereas, the insurance broker represents the insured and works with the Insurance industry. Due to the fact that brokers work with several insurance companies, they have in-depth knowledge in the insurance market and have wider access to the insurance products and can give you both the best cover and quote.